Click2Sell Review

Click2Sell is a payment processing and affiliate marketing network platform for you to sell digital products online.

Merchants – accept credit cards online. No merchant account needed. Affilites – thousands of digital products to promote paying up to 95% commissions. Weekly payments.

                        Affiliate Network Details

Number of Offers:	1700+
Featured Offers:	N/A
Commission Type:	CPA , CPS
Minimum Payment:	No minimum
Payment Frequency:	Weekly
Payment Method:	Paypal / Moneybookers / Check / Wire transfer
Referral Commission:	N/A
Affiliate Tracking Software:	In-house proprietary platform
Tracking Link:	N/A
Affiliate Manager Skype:	keglius
Twitter:	@click2sell affiliate network
Phone:	+37067445569
Affiliate Join Link:	Signup to Click2Sell.eu

DirecPay Review

To put in simple terms, DirecPay is a unique payment gateway service which comes from the stable Bennett, Coleman and Co. Ltd (BCCL) which runs Times of India Group. The features of the gateway are as following:

•  It is a payment gateway system for e-commerce segment in India. 
•  It offers merchants with cost effective solutions. 
• Wide range of payment acceptance modes and secure technology platforms. 
• Secure Internet bridge between merchant businesses and the credit card and electronic check payment processing networks. Now DirecPay is up for sale and a leading Dubai group is showing keen interest in going for the deal.

Epoch Review

Epoch is an Internet Payment Service Provider (IPSP) which enables merchants to accept payments online.

Epoch processes the following payment types: 
Visa, MasterCard, Discover, Maestro (including Switch), Carte Bleue, JCB, Visa Electron, Delta, Diners Club, Visa Debit, MasterCard Debit and online checks. They can process each payment type in the customer’s local currency. Unlike nearly every other billing company, they do not hold any reserves.

Epoch offers EpochStats program for free. This is a full feature affiliate tracking program and cascading billing package. Epoch and Epoch EU process transactions for merchants located in the Visa U.S.A and Visa Europe regions. They can process for merchants located in the following 37 countries: U.S.A, Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, and the United Kingdom.

PAYMENTS - made every Friday, two weeks in arrears. You have the option of having your payments sent by check or wire. Epoch can also pay your affiliate commissions at no additional cost to you.

CROSS-SELLS - Epoch leads the industry with the most ways to efficiently offer your customers additional products and websites. Our ethically designed cross-sell features help you to increase sales and improve member retention.

CAM CHARGE - Simply the best billing interface available from a full-service billing provider, Epoch's CamCharge feature allows your customers to purchase additional time on your cam site without re-entering their card number. This feature also allows for variable charge amounts.

UPSELLS - With Epoch, your customer can choose to be instantly upgraded from a trial to a full membership, or, to purchase access to an additional site without the need to re-enter their card number.

RETENTION OFFER - Offer your canceling members a loyalty discount -or- access to an additional site to entice them to remain a subscriber. You can set the retention price and set the parameter of when to make these types of offers. Available online and from our call center.

Clicksure

Clicksure offer similar products to ClickBank and are a direct competitor. In fact, they seem to be gradually taking many products away from ClickBank. It could be that they are more lenient in their product authorisation in terms of sales videos and upsells. ClickBank have made some significant changes to their policies of late and will no longer accept certain products that don’t meet their promotional criteria. So, that may be the reason some people have decided to move their product to Clicksure instead.

There are a few concerning reviews about people signing up for products on the network and not being able to gain access to these. There are also various links suggesting that a number of the products offered by Clicksure are scams. Particularly worrying though is that some of the reviews states that people who have purchased a product and then later ask for a refund find it nigh on impossible to get any money back. It seems also that a number of people have found that Clicksure’s customer service is less than acceptable.

BuyerZone

This is an online marketplace for buyers and sellers of business products and services. It connects active buyers with a network of local and national suppliers of several products and services categories.

BuyerZone connects buyers that are looking for specific products or services to multiple vendors that can meet their needs. Buyers enter details about themselves and the purchases that they intend to make, and BuyerZone then matches them to a set of participating vendors deemed the right fit for the customer. From there, the buyer and potential vendors can work out details of a deal, including everything from service levels to price.

Benefits for buyers include free price quotes, and the ability to easily shop for the best prices because they receive multiple bids from competing vendors.[3] In turn, vendors get a source for verified, ready-to-purchase leads.

Obopay Review

Obopay is an easy way to send and receive money using your cell phone via text messaging, WAP, or a mobile application. You can also opt to connect a prepaid Mastercard to your Obopay account. Obopay works with practically all cell phones.

Obopay requires a small fee when sending or adding cash to your account via a debit card or credit card. There's also a limit on the amount of money you can transfer.

Obopay claims to be the future of wallets. A sort of Paypal for cell phones, this relatively new Web service lets you send and receive money via your mobile phone. First, you sign up online, and then choose your Obopay access method: through text messaging, the WAP interface on your mobile browser, or the Obopay mobile application available only on certain phones and through certain providers. Since the majority of cell phones offer text messaging, Obopay can effectively work on all cell phones. Obopay also offers an optional prepaid Mastercard that is then tied to your account--a clever method of money management for teens (or even for yourself!) The service is free, not including a few service-related fees (that we'll address later). When you sign up, Obopay gives you a $5 bonus that's immediately accessible.

There are other ways to add money to your Obopay account. You can add money via a debit or credit card, but you'll be charged a 1.5% fee (based on the total amount of your transfer), or transfer money from a bank account, which is free. You can even arrange for your employer to deposit your paycheck directly into your Obopay account. Combined with the prepaid Mastercard option, this is an easy way to manage your finances. Obopay funds can also be transfered to a bank account, or withdrawn via ATM by using the prepaid Mastercard. There are, however, quite a number of restrictions on the amount of money you can move back and forth. If you use a debit or credit card to add money to your account, you can only transfer once a day, up to $300 per week. There's a $200-per-week transfer limit from your Obopay account balance to a bank account, and there's a $200 daily limit on ATM withdrawals. Also, you can spend at most $300 a day using the prepaid Mastercard.

PayPoint Plc

PayPoint Plc (PayPoint) provides convenient payment and value-added services to consumer service organizations.

The group delivers payments and services through local shops, Internet and mobile distribution channels. PayPoint provides secure online credit and debit card payments, Internet payment services, which include credit and debit card payments for its clients and merchants. The group provides services across various sectors such as water, telecom, media, transport, retail, e-commerce, gaming and public sectors. PayPoint has operations in Canada, France, the UK, Ireland, the US, and Romania. PayPoint is headquartered in England, the UK.

CCBill

As an online merchant if you are searching a reliable payment processor that offers secured e-commerce solutions for you in tune with your business model then you should certainly consider using the services of ccbill online payment processing company.

Merchants can make the best use of the customizable forms provided by ccbill in the integration of their online payment services. They will be all the more happy with the quality of customer support offered by the CCBill. The company allows the merchants to provide their customers with the payment types they are very familiar with. In other words merchants that opt for CCBill integration can offer credit card, bank debit, e-check and other types of payment to their customers from the United States of America, Canada or from the United Kingdom.

CCNow

For small online retailers who either can’t easily obtain a merchant credit card account or only have occasional sales, CCNow has a lot to offer. Merchants outside the US can now sell in US dollars with no investment at all.

Obtaining a Merchant Credit Card Account can be a major hurdle for US small businesses and even more difficult for companies outside the US. An account typically costs several hundred dollars in application fees, and you are assessed monthly minimums whether or not any products are sold. To obtain a Merchant Account, businesses outside the US typically must set up a corporate presence in the US and pay US corporate taxes.

Enter CCNow. They handle the credit card transaction, and pay merchants the money they collect minus their 9% fee (8% in November and December) (As of April 2009 their rate is currently 4.99% plus 50 cents per transaction.). But CCNow is serious about staying on the right side of the law. They prohibit you from taking phone and fax orders and then filling out the online form on behalf of these customers. That is illegal, they tell you, and they’ll suspend your privileges if you do this.

Unlike some e-commerce systems, CCNow merchants need to have their own website. The product information is shown on the merchant’s website, but the “purchase now” links take your customer to the CCNow order system where the purchase is completed. Your website doesn’t need to provide SSL security, since the security is provided on CCNow’s secure order form.

Nochex

Nochex is an online payment service provider. It is a private company based in the United Kingdom . Nochex caters primarily to small and medium sized businesses.

Nochex provides businesses with the tools necessary to process and receive payments online. The UK merchant account service makes it safe for customers to spend money while safeguarding their personal financial information. Nochex ensures that their payment gateway integrates directly into a business website. 

Established in 1999, the company has a specific, individually tailored, and personalized approach to working with clients. There are three tiers of service offered by Nochex: personal, seller, and merchant.

Personal accounts provide shoppers an option to create an account to pay for online items securely and send money to other Nochex account holders.

Seller accounts are intended for businesses just starting out that don’t need all the advanced features of a full merchant account.

Merchant accounts provide advanced features for businesses that want to market their brand.

Skrill (Moneybookers)

Skrill, formerly called Moneybookers, is one of Europe's largest online payments systems and one of the world's largest eWallet providers with over six million account holders. Its simple eWallet enables any customer to pay online easily and securely without giving out bank data and to send and receive money transfers cost-effectively in real-time, simply by using an email address. Users can easily and quickly deposit or withdraw money from nearly any poker room.

Uploading money into your Skrill (Moneybookers) account won’t cost you a dime if you use a bank transfer for it. The most it will cost you is a flat fee per withdrawal. This is a small fee to get additional benefits that a Skrill (Moneybookers) account provides:
 - Instant access to funds with the Skrill (Moneybookers) Prepaid MasterCard® - Instant deposits and withdrawals; pay & play.
- Accepted by virtually all online gaming operators.

With direct processing and instant payment notifications, excellent customer support and along with zero setup fees or monthly minimums, this service is second to none. Finally, with Skrill (Moneybookers) you can also top up your Skype, pay on eBay and use it in more than 70,000 online shops!

ClickBank

ClickBank allows affiliates to promote products in four different languages, a feature that is not provided by the majority of other ad network marketing companies. ClickBank accepts payments in 13 different currencies and allows affiliates to promote products in nearly every country throughout the world. ClickBank makes weekly or bi-weekly payments every Wednesday once an account has accumulated sales with more than five different credit card numbers (excluding PayPal).

Anyone can register. You’re not required to have a website or a track record before you’re accepted into the ClickBank network. Registration is easy, and this is why a lot of newbies go to ClickBank first.

Unlike most affiliate networks, there’s a real good chance that you will never get paid from ClickBank unless you’re making regular commissions via their network. Here are three reasons why.

1. You Need To Make At Least 5 Sales
You will never get paid if you make one or two sales. In fact, you need to make at least 5 sales (best case scenario) to actually get paid the first time.

According to ClickBank:

ClickBank will withhold payment of any account balance until the following criteria is met:

• Sales made with 5 or more different credit card numbers; and,
• Sales made with two different payment methods (either Visa, MasterCard, PayPal or European Direct Debit(ELV)). Note: PayPal purchases do not count toward the minimum 5 different credit card numbers.

This requirement is in place to help prevent Affiliates from abusing the ClickBank Affiliate program by using their accounts for the sole purpose of fraudulently collecting rebates and/or discounts on their own purchases.

Once you have met the Customer Distribution Requirement, your account will begin issuing payments normally, in accordance with our Accounting Policy, beginning on the next payment issuing date.

What this means is that a single sales doesn’t matter. 100 affiliate sales don’t matter either if everyone paid via their VISA credit cards or PayPal. Make sure you understand this requirement, as it closely relates to the next shocking fact you never knew about ClickBank.

2. There’s a “Dormant” Fee Up to $100 a Month
Yes, if you do not make any new commissions, ClickBank will penalize you for it. Deductions start at $1 per “Pay Period” which is every two weeks in ClickBank.

According to ClickBank:

Accounts with a positive balance but no earnings for an extended period of time are considered dormant. Dormant accounts are subject to a charge of $1 per pay period after 90 days of no earnings, $5 per pay period after 180 days of no earnings, and $50 per pay period after 365 days of no earnings.

3. You May Never Get Paid
If you decide to promote Clickbank products, you need to keep it going till you get past the minimum 5 sales requirement, and set your minimum payout as low as possible, to actually start getting paid. If you decide to “take a break” from ClickBank you may return a year later to find that your earnings have disappeared.

Verotel

Verotel is an international company with headquarters in Amsterdam and free worldwide sales support. The European Union awarded Verotel with official Payment Institute status, marking them as the first high-risk payment processor to receive a PSD license.

In addition to credit cards, Verotel merchants accepts online US checks, direct debit for European customers and predetermined flat fees that are charged to the customer’s phone bills (for US and European customers).

Merchants don’t need to get a merchant credit card account since Verotel handles the transactions. However, the cost is a significant chunk of your sale. Since digital content doesn’t take money out of your pocket for merchandise shipped, however, it doesn’t hurt as badly. The price for 900-number telephone billing ranges from 30% to 20% for $8.75 to $35 totals. Merchants are paid on twice a month on the 1st and 16th of the month.

In the US, merchants can receive a direct transfer to a bank account using ACH (free), or payment by a check ($2.50 charge). Merchants outside the US may receive payments by check (free), international wire ($12.50), or deposit into a US bank account (free). Subscriptions to the merchant’s online content are made via an online form on Verotel’s website which can be customized with the merchant’s logo. Merchants can select from various kinds of options for their subscribers. The Verotel Remote User Manager is part of the Subscription Management tools, which are included in your Verotel account. The Remote User Manager can be downloaded as a Perl or ASP (Microsoft Windows NT) script from the Verotel Control Center.

ProPay

ProPay is a payment company that provides services for merchants seeking processing capabilities for traditional business, ecommerce and mobile. They were founded in 1997 and headquartered in Lehi, Utah.

A ProPay merchant account processes credit and debit card payments. The merchant doesn’t require businesses to create a ProPay account to receive payments. Thus, sellers can receive money faster. The downside, however, of using ProPay is that it doesn’t have a uniform protection policy. Instead, the merchant is bound by the individual terms of protection policies provided by buyers’ credit and debit cards. Another difference between the two merchants is fees.

ProPay does charge fees. For example, the merchant charges an annual fee for using its service and per-transaction fees. The per-transaction fee may include a percentage as well as the fee. The annual fee, however, may include a refund if businesses process a certain dollar amount in approximately six months. The fee scale can be a sliding scale depending on the sites it’s used on.

Xoom.com

Xoom Corporation (Xoom.com) is an online money transfer company based in San Francisco. It provides consumer remittance services to the Philippines, India, Latin America, Europe, Australia, Canada, and South Africa.

You can pay Xoom by U.S. Bank Account, Paypal or a Credit card. If you send money directly from you U.S. savings or checking account, the charges are maximum $4.99 per transaction. The charges for Paypal or Credit card are more - ranging from $9.99 to $74.99 depending on how much money you send. The maximum amount of money you can send is $3000 (or $2999 to be precise) in one transaction.

You can track your money transaction using a tracking number you get after you give your money transfer order. The Xoom tracking does not show details about local processing at your home country. Recipients will be able to pick up the money in cash, have the money directly deposited into their bank account, or delivered to their door. This groundbreaking new service according to Xoom provides cash deliveries in six hours or less to a recipient’s home in different countries like the Philippines seven days a week, at no additional cost. Super fast delivery is also provided to most other provinces Monday through Saturday.

Payvment

Payvment provides a free Facebook application that allows businesses, organizations and individuals to quickly set up virtual storefronts on their Facebook Fan pages.

Since Payvment's launch in November 2009, over 20,000 businesses and individuals have used the app.

Payvment provides four primary ecommerce features on Facebook: 

•  Open Cart Network. A shopping cart that is networked between participating retailers. 
•  Fan incentive pricing. Ability to offer Fan discounts via its Facebook Fan Incentive Pricing option. 
• Search. Shopping discovery and search tool. 
•  Customer interaction. Ability for any Facebook user to go to a storefront and add comments and reviews. 

Open Cart Network
One of the features that separates Payvment from similar applications is its universal shopping cart, Open Cart Network, which allows shoppers to carry goods with them across thousands of Payvment-powered storefronts on Facebook.

Fan Incentive Pricing
To enable Fan Incentive Pricing, sellers that currently use Payvment activate the feature within their storefront settings. They then choose a discount amount to be provided to anyone that becomes a Fan of their Facebook pages and, with one click, the discount is available storefront-wide. Current Fans are automatically provided the discount.

Shareit.com

Shareit.com is a world wide           e-commerce site where you may buy or sell software products of all kinds. 

Shareit.com function is to work as an intermediary between programmers and software buyers maintaining the lowest pricing possible. Its organized layout permits you to browse through software catalogs and search within it software that is compatible with your computer. The amount of different categories is overwhelming but easy to search through dew to the catalog link situated on the top menu. If you are a seller, then this site provides you the opportunity to sell your software at reasonable prices without having to move from your house.

Share-it! provides software management, game distribution, secure transactions and secure online payments, a powerful e-commerce shopping cart and software download service, shareware distribution

Paxum

Paxum is an increasingly popular e-wallet provider that hosts a variety of services to help you with your money. In order to accommodate its users, Paxum has a couple of different account types. They are the Paxum Personal Account and the Paxum Business Account.

The Paxum Personal Account is just what the name suggests – an account for regular individuals who want to be able to make safe money transactions online. It has a number of important features. Personal Account users are able to send money to everyone who has a Paxum account, receive payments straight to their e-wallet, load money into their account and withdraw their money in a couple of ways, including via check (which can take a couple of weeks) and with a direct wire transfer. There is even a Paxum Prepaid MasterCard, making it possible to spend Paxum dollars anywhere in the world that MasterCard is accepted.

The Paxum Business Account is tailored for doing business. It has several services which are aimed at helping businesses conduct their transactions. Granted, many of the services are the same as offered in the personal account – such as the ability to receive money, to load money, to send money and to withdraw money from the Paxum wallet into a regular bank account. However, a Business Account also grants users the ability to make mass payments all at once (important to any small or large business handling regular invoices), accept Paxum payments on the business’ website (crucial if you are selling things online and especially if you are hoping to boost sales through impulse buys) and maintain several accounts for your employees and co-workers.

There are fees. This seems like an unfortunate thing (mostly because it would be nice to have these services for no price) but the money is how Paxum stays in business and stays reliable. Luckily, the fees are reasonable. The MasterCard, for example, costs a simple $44.95 a year, for both account types. Receiving the card is free, along with activation.

Maintaining your general account costs nothing, though you may incur fees depending on how you want to load funds. For example, if you are a Personal Account holder and want to put money into your account via check, the fee is $5.00 USD. If you want to load the money through a direct wire transfer from your bank, you will pay $50.00. While Paxum allows people from all over the world to set up an account, those the company deems "risky" – such as people residing in countries with sanctions in place, like Cuba and Libya – will face additional limits that other users do not need to cope with.

Proof of identity and location is required.

PayQuicker

As many of you know, the minimum thresholds, frequency of payments, and payment type made by affiliate networks can either attract or deter new publishers (affiliates). So it is safe to say that payment methods are an important aspect when choosing which networks to join and which to stay away from. They include direct deposit (ACH domestically), wire transfers (usually internationally), paper check, or in some cases, PayPal. There are positives and negatives, like anything else, concerning all these methods of payment. This brings up the important question, which method is better for the network (the payer), and which is better for the affiliate (the payee)?

PayQuicker can effectively lower networks’ thresholds while giving affiliates a faster way to receive money. This is possible through their one of kind free and global member to member service where funds transfer instantly. They combine this feature with that of competitively priced traditional banking methods to make a truly unique system. A pre-paid debit card is also available for those who want to use it. PayQuicker is completely free to join and has partnered with both domestic and international banks backed by the best security in the industry. Member accounts are FDIC insured up to $250,000. PayQuicker is PCI compliant and uses a “good funds” model to protect its clients. Located in Rochester, New York, PayQuicker has set the industry standard for online payments.

iKobo

iKobo money transfer is unique - customers use the iKobo Visa Prepaid Card to transfer money around the world. The recipient is then shipped the card with the funds on the card.

It's an easy to use system and you can send funds to more than one card at the same time. iKobo is licensed by the TRUSTe Privacy Program which means they are in line with secure guidelines.

Downsides? Well this service is only available to US customers which limits the customer base. There are also numerous fees (such as the Monthly Maintenance Fee) and you can only make transfers using a MasterCard or Visa credit card.